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Shriram Finance has revised its Fixed Deposit (FD) interest rates, offering returns of up to 8.40% per annum for select tenures and customer categories. This move positions Shriram Finance among the top NBFCs offering high-yield FDs in India.
Latest Shriram Finance FD Interest Rates
Rates include additional benefits for senior citizens (+0.50%) and women (+0.10%).
Key Features of Shriram Finance FDs
- Minimum Deposit: ₹5,000
- Maximum Deposit: ₹20 Lakhs
- Interest Payout Options: Monthly, Quarterly, or Cumulative
- Lock-in Period: 3 months (no interest if withdrawn before 6 months)
- Compounding: Monthly, for cumulative schemes
Benefits for Investors
- High returns compared to traditional bank FDs
- Taxable interest income, but capital safety assured
- Flexible tenures for short-, medium-, and long-term goals
- Special rates for senior citizens and women depositors
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Final Takeaway
With revised rates reaching 8.40%, Shriram Finance offers one of the most attractive FD schemes in India for 2025. Whether you're a retiree seeking regular income or a long-term saver looking for growth, these updated rates make Shriram Finance a compelling choice.