If you’ve ever switched jobs, you know the Employees’ Provident Fund (EPF) transfer process could be slow and frustrating. Waiting for paperwork to move between PF offices often meant delays in updating your balance and service history.
From September 18, 2025, the Employees’ Provident Fund Organisation (EPFO) has introduced a major reform that makes PF transfers faster, transparent, and member‑friendly. The highlight? You can now download Annexure K directly from the EPFO Member Portal—no more chasing HR or regional offices.
What Is Annexure K and Why It Matters
Annexure K is a transfer certificate issued when you move your PF from your old employer to your new one. It contains:
- PF balance with accrued interest
- Complete service history for pension benefits
- Date of joining and exit from previous employment
- Member IDs (MIDs) of both old and new PF accounts
This document is essential for confirming that your PF balance and service period are correctly credited to your new account.
What’s Changed Under the New Rule
- Direct Download: Members can log in to the EPFO portal and download Annexure K in PDF format anytime.
- Real‑Time Tracking: Monitor your PF transfer status online.
- Faster Processing: Reduced dependency on manual inter‑office communication.
- Greater Transparency: Immediate verification of transfer details.
How to Download Annexure K
- Log in to the EPFO Member Portal with your UAN and password.
- Go to Online Services → Track Claim Status.
- Select your PF transfer claim.
- Click Download Annexure K (PDF).
- Save it for your records.
Why This Is Good News for Employees
- No more waiting weeks for PF transfer confirmation
- Permanent digital record for future reference
- Easier grievance resolution if transfer credits are pending
- Smoother portability for India’s mobile workforce
Pro Tip
If you’ve recently changed jobs, check your EPFO passbook and download Annexure K to ensure your PF balance and service history are updated correctly. This is especially important for pension eligibility later.
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Final Takeaway
The new PF transfer rule is a big win for employees who change jobs. By giving members direct access to Annexure K, the EPFO has removed one of the biggest bottlenecks in the transfer process. Now, your retirement savings can move with you—quickly, securely, and without unnecessary delays.